WebJan 14, 2024 · Here's what's changing on the Santander 123 account from 5 May 2024: Interest will drop from 1.5% AER to 1% AER. Santander's cutting the interest it pays on credit balances of up to £20,000 by 0.5 percentage points, meaning the max savers can earn will drop by about £100 a year. Cashback on household bills will be capped at … WebAug 14, 2013 · Many current accounts now pay in-credit interest so this could be a good way to create some extra income, especially when savings rates are so low. The Santander 123 Account, for example, pays tiered rates up to 3%, depending on your balance. Nationwide has a similar account paying 5% on balances up to £2,500. Charges and fees
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